Have you planned your funeral and/or written your will? No, I've thought alot about it and what needs to be done/taken care of but I've never actually put any of my thoughts into practice.

Do you carry an umbrella when rain is forecast or do you just risk it? No, I don't ever even know what the weather is going to be like until I walk out the door. I do own an umbrealla but I don't even know where it is.

How bad is the traffic in your town? Does it bother you or do you take it as it comes? Rush hour traffic is really bad where I live. I'm right between two major citys and there are always people commuting from one to the other or somewhere in between. Now that I own an automatic it's easier to take it as it comes but when I drove a standard it was hell!